Terms and Conditions
Edu Attack, a unit of Prof Impetus LLP 1245, Sector 3, Vasundhara, Ghaziabad, Uttar Pradesh 201012, India Last updated: 15 August 2026
These terms apply to every class taught by Dr. CS Puja Shree Agarwal at Edu Attack — at every level, in every country, and however the class is taken: online, at the centre, or by recording.
Enrolling means accepting these terms. If something here does not work for you, say so before the classes begin rather than after.
1. Who this agreement is with
If the student is under eighteen, this agreement is with the parent or legal guardian who enrols the student and pays the fees. That is the usual position for Class 11 and Class 12. The parent or guardian confirms they have the authority to enrol the student and to accept these terms on the student's behalf.
If the student is eighteen or over, the agreement is with the student directly. That is the usual position for graduation and post-graduation students, whoever actually pays.
Where a third party pays — a parent, a relative, an employer — that does not change who the agreement is with, and it does not give the payer any right to attend or to receive recordings.
2. What these terms cover
Classes in commerce subjects at four levels:
| Level | Subjects taught |
|---|---|
| Class 11 and Class 12 — CBSE and ISC | Accountancy, and Business Studies and Economics where arranged |
| Graduation — BCom, BCom (Hons), BBA | Numerical papers: financial accounting, corporate accounting, cost accounting, management accounting, financial management, income tax, business statistics and business mathematics |
| Post-graduation — MCom, MBA | Accounting, costing, financial management and taxation papers, as agreed |
At graduation and post-graduation level, theory papers are not taught unless specifically agreed in writing at enrolment.
Coaching for professional examinations — CA, CS or CMA — is arranged separately and is not covered by these terms unless it is written into your enrolment.
3. What is provided
Classes are taught live, by Dr. CS Puja Shree Agarwal. They are not pre-recorded, and they are not taught by anyone else.
A standard class is ninety minutes. A different length may be agreed at enrolment.
Teaching is in Hinglish — a mix of Hindi and English — with all accounting terms, formats, working and written answers in English, as every board and university requires.
Class timings are fixed at enrolment and are set in Indian Standard Time (IST). Students outside India are given their local equivalent in writing before the first class. Timings across time zones are agreed before enrolment, not after.
There are three ways to take a class, and they are not three different courses.
| Online, live | The default. You join the class as it happens, from wherever you are |
| At the centre, live | The same class, at the same time, attended in person at Sector 3, Vasundhara. Not a separate batch, not a separate syllabus, not a different fee |
| Recorded | Watching the recording rather than attending. Every enrolled student gets recordings. Recorded access as a student's only arrangement is possible where live attendance is genuinely impossible, and only when agreed in writing |
Every class is taught as an online class. Students who come to the centre are attending that same class, in the room.
Recorded access is not equivalent to live, and it is not sold as though it were. A recording cannot read your working, cannot ask you a question, and cannot correct you while you are getting it wrong. Where a student takes recorded access only, there is no attendance record, no oral testing and no report — because none of those is possible without the student being there.
These classes support your school or college. They do not replace attending it.
4. Your board, your university, your syllabus
The board or university is confirmed at enrolment, in writing. Teaching follows that syllabus and that paper pattern.
For school students, state the board — CBSE or ISC — and for Class 12, the Part B option your school has chosen.
For graduation and post-graduation students, state the university, the programme, the semester and the exact papers. Universities differ, and a paper with the same name is not always the same paper.
If a student changes board, university or paper mid-enrolment, tell us. The enrolment is then reviewed and may be re-quoted or ended, because it may no longer be a syllabus that is taught here.
A student outside India should confirm which syllabus their school follows before enrolling. Overseas schools do not always follow the same curriculum as schools in India.
5. Trial classes
The first classes are free, and the number is confirmed at enrolment — up to three for a group seat, and fewer for one-to-one classes.
The trial works in both directions. The student sees how the subject is taught; the teacher sees where the gaps are and whether this arrangement suits the student. If the fit is not right, we will say so and suggest what would work better.
Fees for the first paid class are received before that class begins. If payment has not arrived, the class does not run.
6. Fees and taxes
Fees are charged per student. One paid seat covers one named student.
There are two rates — one for an individual class, and a lower one per student in a group. The rate that applies to you is quoted in writing before the first paid class and does not change during the enrolment except as set out below.
Fees are charged per subject, for the whole course — the full paper or the full session — and not by the month. The aim is to finish the subject, and the fee is built around that.
There are three ways to pay, and you choose at enrolment:
| One payment for the course | The lowest total. Paid before the course begins |
| Three instalments | A little more than one payment, still less than paying monthly. Due on fixed dates written into your quote |
| Monthly | The published monthly fee, paid in advance each month |
A course-fee seat is held for the whole session. A monthly seat is held month to month, and where a batch is full, the course-fee students keep their places.
A student joining part-way through a session is quoted for the months that remain, on the same monthly base and with the same choice of payment.
A short engagement — a few chapters before an examination, or a single semester paper — is quoted separately.
Every course quote states exactly what it covers: the subject, the number of classes, the period they run over, and whether mock tests and written papers are included. For example — Cost Accounting, 24 classes of 90 minutes, with four written papers.
If the subject is finished in fewer classes, the fee does not change. If more classes are needed, they are quoted and paid for separately, and you are told before that point is reached, never after. A course fee buys a stated number of classes, not unlimited time.
A group runs only when at least three students have confirmed and paid. Below three, the class runs at the individual rate, or the students agree to share the individual fee between them.
Group size is capped at ten students. That cap is not a marketing line. Above ten it stops being possible to read every student's working, which is the reason for the class.
Students outside India are quoted in their local currency, at a rate fixed at enrolment. That rate is held for the duration of the enrolment and is not re-converted from month to month.
All fees are exclusive of taxes. Where any tax becomes applicable, it is added to the fee and shown separately.
Fees may be revised with thirty days' written notice. A revision never applies to classes already paid for.
7. Payment
Fees are paid in advance. A single payment is due before the course begins. Instalments are due on the dates written into your quote.
Instalments fall due on those dates whether or not classes were attended in that period. The fee is for the course, not for attendance — clause 8 covers what happens when attendance drops, and it is a conversation, not a discount.
Accepted payment methods are confirmed at enrolment. For students outside India, the payment route is agreed before classes begin, not after the first invoice.
Bank charges, transfer fees and currency conversion costs are paid by the person making the payment.
If fees are not received, classes are paused until they are. A paused seat is held for fourteen days. After that it may be given to another student.
8. Attendance, oral tests and reports
Attendance is taken in every live class — online and at the centre alike — and it is shared with the parent or guardian of a school student in a regular summary.
This clause applies to students taking classes live. A student on recorded access only has no attendance record and receives no report, which is one of the reasons recorded access is not the default.
Students are questioned orally during class. Not everyone every day, but often enough that nobody can assume they will not be asked. This is how it is checked that the class is being followed rather than watched.
Live attendance below eighty per cent starts a conversation, not a penalty. The parent or guardian is told, and we agree what happens next. If attendance does not recover, the seat is released — a batch holds ten students, and an empty chair costs the other nine.
For students aged eighteen and over, reports go to the student. Where a parent is paying, a summary of attendance may also be shared with them, and enrolling confirms you agree to that.
9. Recordings
Every class is recorded, and every enrolled student gets the recording — whether they attended or not.
Recordings are for revision. They are not a substitute for the live class, and the attendance and oral testing in clause 8 exist precisely because they are not.
A missed class is not refunded and not credited. The recording is provided; the class is not repeated.
Recordings, notes and papers are provided for the enrolled student's own study. They are not to be redistributed — not sold, not uploaded, not passed to a batch group, a classmate, a sibling or a friend.
We know a determined person can copy anything. That is not the point. What is being paid for here is the live class, the correction of your working, and being asked to explain your answer out loud. None of that can be copied, and none of it is in the recording.
Redistributing recordings or materials is grounds for ending an enrolment, and where a recording is republished we will act on it.
In a group class, the recording captures the teacher, the board and the teaching, and may include another student's voice or name. Enrolling means accepting that — and accepting that the same applies to you.
10. Cancelling and rescheduling a class
A class is charged only if it happens. Fees are paid in advance against a schedule, and any class on that schedule that does not take place at this end is credited, never billed.
Individual classes may be rescheduled once in a calendar month, with at least twenty-four hours' notice. The class moves to another slot in the same month, where a slot is free. If no slot is free, the class counts as taken and the recording is provided.
A second cancellation in the same month counts as taken. So does notice of less than twenty-four hours, and so does not turning up. The one reschedule does not carry into the next month.
Group classes cannot be rescheduled. A group runs on its own schedule, and moving it for one student moves it for nine others. Miss a group class and you get the recording; the class counts as taken.
If you normally come to the centre and cannot get there, join the same class online instead. Nothing needs to be rescheduled, because it is the same class at the same time. This is the main practical reason the class is taught the way it is.
Where a whole group needs a change — a school examination week, for instance — that is agreed with the group in advance. That is scheduling, not rescheduling, and it does not use anyone's allowance.
If the teacher cancels — illness, a power or internet failure at this end, or anything else — the class is rescheduled. A rescheduled class is a class you were already paying for, so it is charged in the normal way once it takes place. Nothing extra is added, and nothing is charged twice.
If it cannot be rescheduled at all, it is not charged, and the fee for it is credited against your next instalment or refunded. You are never charged for a class that never happens.
Indian public holidays and announced breaks are notified in advance and are not charged.
11. Group classes
A group is formed around a fixed schedule and a fixed level. Students join a group; groups are not built around individual students.
If a group falls below three students, we will tell you and offer one of three things: continue at the individual rate, move to another group, or stop. You choose.
A seat is for one named student. Another person — a sibling, a cousin, a friend, a batchmate — cannot use the same seat or sit in on the same screen. If a second student is present, that student is enrolled and charged, or the class stops.
12. During a class
Accountancy is corrected by reading a student's working, not their final answer. Online, that only happens if the working can be seen.
So, during class:
- The student's camera stays on
- Written work is shown to the camera, or photographed and sent, when asked
- The student joins on time, with notebook, calculator and textbook ready
- The student joins from a quiet place with a stable connection
Your device, your internet and your electricity are your responsibility. If the connection fails at your end, the class continues and is not rescheduled. If it fails at the teacher's end, clause 10 applies.
At the centre, the same expectations apply in person, and getting there on time is your responsibility. Written papers and mock tests are normally taken at the centre where a student is local.
If the centre cannot open — a power failure, weather, a local disruption — the class still runs online at its usual time. It is not cancelled and it is not rescheduled.
13. Enrolling close to an examination
A student may enrol at any point in the year. Graduation students in particular often come a few weeks before a paper, and that is a normal way to use these classes.
But enrolment very close to an examination is accepted at the teacher's discretion, and only where there is a realistic chance of the work being useful. If there is not, we will say so and decline, rather than take the fee.
14. Notes, papers and other materials
All notes, worked examples, question papers, mock papers, marking schemes and recordings provided in these classes remain the property of Edu Attack and Dr. CS Puja Shree Agarwal.
They are given to the enrolled student for their own study. They may not be sold, published, shared, or used to teach anyone else.
15. Privacy
To run these classes we hold the student's name, level, school or university, board or programme, and a contact phone number and email address. Recordings are held for the duration of the session or block and are then deleted.
This information is not sold and is not shared with anyone outside Edu Attack, except where the law requires it.
You may ask what is held, and ask for it to be deleted once the enrolment has ended.
16. Results
Teaching, correction, practice and honest feedback are what is provided.
No marks, grade, rank, division or examination result is promised, and none can be. A result depends on how much a student practises, how they write in the examination hall, and how a paper is marked. None of those is within a teacher's control.
Anyone who guarantees marks is either not serious or not honest.
17. Ending the enrolment
You may stop at any time. Tell us in writing, and classes end at the end of that week.
If you leave part-way through a course, you pay for the classes already taken at the standard monthly rate rather than at the course rate, and the balance of what you have paid is refunded within thirty days.
The course price is lower because it is a commitment. Leaving early releases you from the commitment, and it releases us from the discount. Nobody is trapped, and nobody is out of pocket for teaching that did not happen.
Where fees are being paid in instalments and you leave, any instalment still outstanding for classes already taken remains payable on the same basis.
We may end an enrolment if fees remain unpaid beyond the pause period in clause 7, if a recording or material is shared, or if a student's conduct makes the class unworkable for the others. Where the cause is neither sharing nor conduct, unused paid classes are refunded.
18. Referring another student
Most students here arrive because somebody told them to come. This is how that is recognised.
If someone you refer enrols and pays, your next fee is reduced by ten per cent.
- A referral can be made by an enrolled student or by their parent
- The reduction applies once the referred student has finished their trial and paid — not when they enquire, and not when they attend a free class
- Referrals stack at ten per cent each, up to a maximum of thirty per cent off one payment. Anything beyond that carries forward
- Where fees are paid as a course fee, the reduction applies to your next instalment, or is refunded if the course has already been paid in full
- The student you refer gets four trial classes instead of three
- There are no cash payments, and nothing is paid to anyone who is not enrolled here
A referral means somebody who had not already contacted us. If a family was already enquiring, it does not count — and we will say so rather than quietly ignore it.
19. Changes to these terms
These terms may change. The version on this page, with the date at the top, is the one that applies. Material changes are notified by email or WhatsApp at least thirty days before they take effect.
20. Which law applies
This agreement is governed by the laws of India. Any dispute is subject to the courts of Ghaziabad, Uttar Pradesh.
This applies wherever the student is studying from.
Questions
Ask before you enrol rather than after.
info@eduattack.com · +91 93110 05623 Calls are answered between 12 pm and 4 pm IST. WhatsApp any time.